Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY) is one of the world’s largest government-funded health insurance schemes. It offers free medical coverage of up to ₹5 lakh per family per year for secondary and tertiary hospitalization. If you’re looking to find out whether your name is listed in the latest Ayushman Bharat card list, this guide will help you check your eligibility and download your card easily, step by step.

What is Ayushman Bharat Yojana (PM-JAY)?

Ayushman Bharat Yojana, launched in 2018 by the Government of India, aims to provide accessible and affordable healthcare to over 50 crore Indian citizens. It targets poor and vulnerable families based on the Socio-Economic Caste Census (SECC) 2011 data.

Under this scheme, eligible families receive:

• Cashless treatment in empaneled public and private hospitals
• Coverage of hospitalization expenses up to ₹5 lakh per year
• Access to over 25,000+ hospitals across India

👥 Who is Eligible for Ayushman Bharat Yojana?

The Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY) aims to provide health coverage to the economically weaker sections of society. To ensure the benefits reach those who need them the most, the eligibility criteria are primarily based on the Socio-Economic Caste Census (SECC) 2011 data for rural and urban populations.

🏡 Eligibility Criteria for Rural Areas

In rural regions, households are automatically eligible if they meet one or more of the following conditions:

• ✔️ Families living in only one room with kutcha walls and kutcha roof
• ✔️ Families without any adult member aged between 16 to 59
• ✔️ Female-headed households with no adult male member aged 16 to 59
• ✔️ Households with at least one disabled member and no able-bodied adult member
• ✔️ Scheduled Caste/Scheduled Tribe (SC/ST) households
• ✔️ Landless households deriving a major part of their income from manual casual labour

🏙️ Eligibility Criteria for Urban Areas

In urban areas, the scheme covers specific occupational categories of workers. These include:

• 🧹 Rag pickers and domestic workers
• 🛺 Street vendors, cobblers, hawkers, and other service providers
• 👷 Construction workers, plumbers, masons, laborers, painters, welders, and security guards
• 🛒 Shop workers, assistants, peons in small establishments
• 🧵 Tailors, drivers, electricians, and mechanics

🧾 Other Important Eligibility Points

• 📋 The scheme is not based on income tax returns or BPL cards. It uses SECC 2011 data and specific occupational criteria.
• 📍 State-specific health schemes may also be linked to PM-JAY and have additional inclusion lists.
• 🆔 Beneficiaries are identified using Aadhaar, Ration Card, and mobile number for verification and card generation.

📌 How to Confirm Your Eligibility

To know if you are eligible under Ayushman Bharat:

• ✅ Visit the official portal at https://pmjay.gov.in
• ✅ Click on “Am I Eligible” and verify using your mobile number
• ✅ Search using ration card number, name, or Aadhaar-linked details

Understanding the eligibility criteria is the first step to unlocking free healthcare benefits under this nationwide health assurance scheme. Make sure to verify your details and keep necessary documents ready for smooth enrollment and access.

📥 How to Download Your Ayushman Bharat Card Online

Once you’ve found your name in the Ayushman Bharat PM-JAY list, the next step is to download your health card. This card is essential for availing free treatment at empaneled hospitals under the scheme. Follow the steps below to easily download your Ayushman Bharat card online.

✅ Step 1: Go to the PM-JAY Official Website

Visit the official website of the scheme at https://pmjay.gov.in.

✅ Step 2: Log In with Mobile Number

• Click on the “Beneficiary Login” or “Get Ayushman Card” option.
• Enter your registered mobile number.
• Generate and enter the OTP sent to your mobile phone.

✅ Step 3: Find Your Family Record

After logging in, your family details will be displayed (if you’re eligible). Choose the correct family from the list and click on “View Details”.

✅ Step 4: Download the Ayushman Card

• Select the member for whom you want to download the card.
• Click the “Download Card” button.
• The card will be downloaded as a PDF, which you can print or store digitally.

🖨️ Step 5: Print and Laminate (Optional but Recommended)

It is advised to print and laminate your Ayushman card so it is preserved and can be easily presented during hospital visits.

⚠️ Important Notes:

• 💡 You can also get your card printed at a nearby Common Service Center (CSC) or empaneled hospital.
• 📎 Always keep your Aadhaar card and ration card handy for verification during download or card re-issue.
• 🏥 Hospitals may request the physical or digital version of this card at the time of treatment.

With your Ayushman Bharat card in hand, you’re now ready to receive cashless treatment at eligible government and private hospitals. Always check the hospital empanelment status on the PM-JAY portal before visiting.

Alternative Ways to Check Your Name

1. Call the Helpline Number

Dial the toll-free Ayushman Bharat helpline number: 14555 or 1800-111-565. Provide your basic details to check eligibility.

2. Visit a Common Service Center (CSC)

You can also visit your nearest CSC or Ayushman Mitra center with your Aadhaar card or ration card to get your name verified and print your Ayushman card.

How to Download Ayushman Card

If you are eligible, you can generate and download your Ayushman card:

Step-by-Step Guide:

• Visit https://bis.pmjay.gov.in
• Enter your mobile number and validate with OTP
• Select “Download Ayushman Card”
• Search by Aadhaar or Family ID
• Download and print your Ayushman card in PDF format

Documents Required to Generate Ayushman Card

• Aadhaar Card
• Ration Card
• Mobile Number (linked with Aadhaar)
• Any other government-issued ID (if required)

Benefits of Having Ayushman Card

Here are the top benefits of holding an Ayushman card:

• Free hospitalization up to ₹5 lakh per family
• Cashless and paperless treatment
• Wide network of empaneled hospitals across India
• Coverage includes pre and post-hospitalization expenses
• No age or gender restriction

Frequently Asked Questions (FAQs)

Q1: Is Ayushman Bharat applicable to all citizens?

No, it is applicable only to eligible families as per SECC 2011 data or state health schemes integrated with PM-JAY.

Q2: Can I apply for Ayushman Bharat Yojana online?

No formal application is needed. If you meet eligibility, your data is already available with the government. You can verify your name online.

Q3: What if my name is not on the Ayushman Bharat list?

If your name is missing, visit the nearest CSC or contact the health department to raise a request for inclusion (if eligible).

Q4: Can I use the Ayushman card in private hospitals?

Yes, you can use it in any empaneled private hospital under PM-JAY. Ensure the hospital accepts Ayushman Bharat before treatment.

Q5: Is there any fee to get the Ayushman card?

No, the card is issued free of cost by the government. However, CSCs may charge a nominal service fee for printing.

Conclusion

The Ayushman Bharat Yojana is a revolutionary step towards universal healthcare in India. If you or your family is eligible, checking your name in the new Ayushman card list and downloading the card is easy and can be done online. Take advantage of this initiative and ensure your family’s health is secured without financial burden.

For the latest updates, visit the official website https://pmjay.gov.in regularly.